Choosing a smartphone that both fits your budget and meets your needs can be a challenging task, especially given the vast array of options available in the Philippines’ ever-growing mobile market. However, we can turn this challenge into an effortless task by focusing on best smartphones under 20k in the Philippines. These phones have been carefully selected based on their superior performance, exceptional features, impressive design, and positive user reviews, all while keeping within a 20k budget. This list is a definitive guide for those who seek to find the ideal balance of affordability and quality while shopping for the perfect smartphone. Each of these eight smartphones offers a unique mix of features and represents the best of what you can get within a 20k budget in the Philippines, making this list your one-stop destination for top-quality, budget-friendly smartphone choices.

Best Smartphone Under 20k in the Philippines

1. Poco F5 – (Check price on Lazada) (Check price on Shopee)
2. Redmi Note 12 Pro – (Check price on Lazada) (Check price on Shopee)
3. Vivo V27e – (Check price on Lazada) (Check price on Shopee)
4. Samsung Galaxy A34 – (Check price on Lazada) (Check price on Shopee)
5. Oppo Reno8 T – (Check price on Lazada) (Check price on Shopee)
6. Honor X9a – (Check price on Lazada) (Check price on Shopee)
7. Huawei Nova 10 SE – (Check price on Lazada) (Check price on Shopee)
8. Xiaomi 12 Lite – (Check price on Lazada) (Check price on Shopee)

Poco F5

Poco F5 is a state-of-the-art smartphone engineered to cater to your every need. Experience blazing-fast performance, outstanding visuals, and unparalleled photography capabilities in this exceptional handset. Designed for users who demand nothing but the best, the Poco F5 packs an arsenal of next-generation technologies that redefine what’s possible in a compact, yet powerful device.

Key Features:

• Qualcomm Snapdragon 7+ Gen 2 octa-core chipset
• Adreno 725 mobile GPU
• 8GB to 12GB of LPDDR5 RAM
• 128GB to 256GB UFS 3.1 flash storage
• 6.67-inch Flow AMOLED panel with up to 120Hz refresh rate
• Up to 240Hz touch sampling rate
• FHD+ (1080 x 2400) screen resolution
• 1000 nits (peak) brightness
• 1920Hz PWM dimming
• HDR10+ and Sunlight display
• Center punch-hole display with Dolby Vision
• Corning Gorilla Glass 5 scratch-resistant screen
• 16-megapixel selfie lens
• Triple rear camera setup with a 64-megapixel main shooter
• 8MP ultrawide lens
• 2MP macro lens
• Record up to 4k video resolution
• 5000mAh non-removable battery with 67W fast charging support
• NFC-enabled
• Corning Gorilla Glass 5 scratch-resistant screen
• dual stereo speakers
• Hi-Res audio
• Dolby Atmos
• IR Blaster
• cooling system
• IP53 rating
• Dynamic RAM Expansion 3.0
• Side-mounted fingerprint scanner

With its unmatched lineup of features, the Poco F5 stands out as a performance powerhouse that delivers in every possible way—a true upgrade for anyone seeking a world-class smartphone experience.

Redmi Note 12 Pro

The Redmi Note 12 Pro is an exceptional device under the Note 12 series that sets new standards for mobile performance. Packed with cutting-edge tech, this smartphone is built to deliver a user experience like never before. It pairs a high-performance MediaTek Dimensity 1080 octa-core processor with superior graphics capabilities, a high refresh rate display, and extreme fast charging capabilities to meet every need. Whether it’s gaming, multimedia, or simply staying connected, this device has everything you need and more.

Key Features:

• MediaTek Dimensity 1080 octa-core processor
• Mali-G68 MC4 mobile GPU
• 8GB LPDDR4X RAM along with 128GB and 256GB UFS 2.2 flash storage
• 6.67-inch Flow AMOLED panel with 120Hz refresh rate for fluid visuals
• FHD+ (2400 x 1800) resolution with a 20:9 aspect ratio for a wide-viewing experience
• Punch-hole style front design
• Protected with Corning Gorilla Glass 5 for added durability
• 16-megapixels wide selfie lens for high recognition accuracy
• Triple rear camera setup with a 50-megapixels main shooter, 8MP ultrawide lens, and 2MP macro lens
• Can record up to 4K video resolution at the back and 1080p on the front
• Packs a 5000mAh battery with a 67W Turbo Charging capability
• Hi-Res Audio and Dolby Atmos for immersive sound quality
• Vapor Chamber Cooling System for efficient thermal management
• X-axis linear motor for a responsive touch experience
• Face unlock for easy and secure access
• A side-mounted fingerprint scanner for quick and secure access
• Dual stereo speakers and IR Blaster for connectivity and control

Geared with these remarkable features, the Redmi Note 12 Pro makes every moment count. Get immersed in its breathtaking screen view, revolutionary camera technology, and raw power that keep you a step ahead always.

Vivo V27e

The Vivo V27e is the latest addition to the high-performing V-series that brings together speed, power, and beauty. This innovative smartphone is equipped with the MediaTek Helio G99 6-nanometer octa-core processor and boasts impressive storage options, superior camera capabilities, and an AMOLED display with a high refresh rate. With its sleek design and slim profile, it’s not just a phone—it’s a lifestyle statement. If you value performance, features, and style, the Vivo V27e is the perfect smartphone choice for you.

Key Features:

• MediaTek Helio G99 6-nanometer octa-core processor
• Mali-G57 MC2 GPU for smooth graphics rendering
• 8GB LPDDR4X RAM together with 128GB to 256GB UFS 2.2 flash storage
• 6.62-inch AMOLED panel with a 120Hz high refresh rate for a smooth viewing experience
• Expandable storage with a shared microSD card slot, expandable by up to 1TB
• FHD+ (1080 x 2400) resolution for clear, vibrant visuals
• Punch-hole design located at the center top of the screen offering a 20:9 aspect ratio
• 32-megapixel wide selfie lens for perfect selfies
• Triple rear camera setup with a 64-megapixel main shooter, 2MP macro lens, and 2MP depth sensor
• Can record up to 1080p@30fps at front and 4K@30fps video resolution from rear cameras
• 5000mAh power battery with a 66W Flash Charge fast charging system
• Hi-Res Audio for great audio fidelity
• Dynamic RAM Expansion up to 8GB for smoother multi-tasking
• Secure access with face unlock and in-display fingerprint scanner
• Immersive listening with stereo speakers

With the Vivo V27e, experience ultimate performance in a beautiful package that keeps up with your lifestyle and your demands.

Samsung Galaxy A34

A seamless blend of power and performance brought to you from the renowned Galaxy series. The smartphone sports the MediaTek Dimensity 1080 octa-core processor and is fine-tuned with a host of first-rate features for a comprehensive and fluid user experience. Immerse yourself in exceptional visuals, speed, high-quality photography, and seamless multitasking. The Galaxy A34 leads the way in technological innovation and delivers unparalleled performance in its class.

Key Features:

• MediaTek Dimensity 1080 octa-core processor for swift and smooth operation
• Mali-G68 MC4 mobile GPU enhancing your gaming and media experience
• 6GB to 8GB of LPDDR4X RAM enabling efficient multitasking
• 128GB to 256GB UFS 2.2 expandable flash storage up to 1TB for endless room for content and apps
• 6.6 inches Super AMOLED panel with high refresh rate of 120Hz and a full-HD+ (1080 x 2340) screen resolution providing immersive viewing
• 19.5:9 aspect ratio and ~390 ppi pixel density in a water-drop style for Infinity-U display
• 13-megapixels selfie lens for high-quality selfies and video calls
• Three rear-facing cameras featuring a 48-megapixel main shooter with OIS, 8-megapixel ultrawide, and 5MP macro lens for a diverse range of detailed photography
• Both front and back cameras can record up to 4K video resolution with slow-motion features
• 5000mAh non-removable Li-Po battery with a high-speed 25W fast charging mechanism for prolonged usage
• Features virtual RAM for enhanced performance, NFC, 5G connectivity for high-speed internet, dual stereo speakers, Dolby Atmos for immersive audio, and an in-display fingerprint scanner for secure access

Samsung Galaxy A34 combines everything you could need from a smartphone and delivers it in a stylish and efficient package—the logical choice for anyone seeking an exceptional mobile experience.

Oppo Reno8 T

Unparalleled processing power and mind-blowing features with the Samsung Galaxy A34. Powered by the MediaTek Helio G99 octa-core chipset and flanked by a host of superb features, this dynamic phone is set to take your smartphone experience to a whole new level. Whether it’s the AMOLED panel with high refresh rate, the impressive RAM and storage capabilites or the superior camera assembly, the Galaxy A34 effortlessly combines technology and style.

Key Features:

• MediaTek Helio G99 octa-core chipset for super-fast and efficient performance.
• ARM Mali-G57 MC2 GPU providing high-quality graphics rendering.
• 8GB of LPDDR4X RAM paired with 256GB UFS 2.2 flash storage for seamless multitasking.
• Expandable storage up to a whopping 2TB via an external card slot.
• Large 6.4-inch AMOLED panel featuring a smooth 90Hz refresh rate.
• Lightning-fast 180Hz touch sampling rate for instant touch response.
• Vibrant FHD+ (1080 x 2400) screen resolution and ~409 ppi pixel density.
• Convenient 20:9 aspect ratio for a wider-viewing experience.
• Features a trendy center punch-hole design.
• Tough Corning Gorilla Glass 5 provides a scratch-resistant screen.
• Top-notch 32-megapixel selfie lens for high-quality selfies.
• Triple rear cameras featuring a whopping 100-megapixel main shooter, 2MP macro lens, and 2MP depth sensor.
• The device can capture up to 1080p video resolution for detailed videography.
• Resilient 5000mAh non-removable battery featuring a 33W SuperVOOC fast charging support.
• Additional features include NFC, dual stereo speakers, an efficient cooling system, dependable face unlock, and a convenient in-display fingerprint scanner.

The Samsung Galaxy A34 marries power and high-end functionality to produce a dynamic phone that is sure to take your digital experience up a few notches. Can you imagine what you could do with all that phone power right at your fingertips?

Honor X9a

An advanced smartphone that caters to all your technological needs in an efficient and stylish manner. This device offers the Qualcomm Snapdragon 695 5G-ready octa-core processor and pairs it with a host of high-tech features, including an outstanding display, superb camera capabilities, and a powerful battery. With its advanced features and sleek design, the Honor X9a sets the standard for mid-range smartphones.

Key Features:

• Qualcomm Snapdragon 695 5G-ready octa-core processor for fast and efficient performance.
• Adreno 619 mobile GPU providing an exceptional graphics experience.
• 8GB LPDDR4X RAM plus 5GB RAM Turbo for seamless multitasking, paired with 256GB UFS 2.2 flash storage for ample space.
• 6.67-inch FHD+ 45° curved OLED panel designed for immersive viewing.
• 120Hz refresh rate and 180Hz touch sampling rate, providing interaction clarity and responsiveness.
• ~395 ppi pixel density and 20:9 aspect ratio for clear and expansive visuals.
• Punch-hole display with 0.65mm super-reinforced glass for its anti-drop curved screen.
• 16-megapixels selfie lens captures stunning self-portraits.
• Symmetrical Dynamic Eye Design rear camera setup consisting of a 64-megapixels main shooter, 5MP ultrawide, and 2MP macro lens.
• Capability to record video with 1080p@30fps resolution offering high-quality videography.
• 5100mAh non-removable battery and 40W Honor Supercharge fast charging support allows for extended usage.
• Includes NFC, Hi-Res Audio certification, 1920Hz PWM Dimming, Google apps, TÜV Rheinland Low Blue Light Certification for added user comfort.
• Also features an in-display fingerprint scanner for quick and secure access, and is equipped with MagicUI 6.1 OS for a highly customized user experience.

With the Honor X9a, you don’t have to compromise on quality or performance, as it takes smartphone technology to the next level. Experience the magic of cutting-edge technology with the Honor X9a.

Huawei Nova 10 SE

The Huawei Nova 10 SE is a sophisticated smartphone designed to give you the best of connectivity and entertainment. Powered by the Qualcomm Snapdragon 680G 4G chipset and packed with remarkable features like an OLED panel with a high refresh rate, abundant RAM, and storage space, and an extraordinary camera assembly, the Nova 10 SE is the epitome of modern smartphone technology.

Key Features:

• Qualcomm Snapdragon 680G 4G chipset with a maximum clock rate of 2.4 GHz Cortex-A73 for excellent performance.
• Adreno 610 GPU ensuring high-quality and smooth graphic rendering.
• 8GB of RAM with 256GB flash storage, providing ample space for all your apps and files.
• 6.67-inch OLED panel for vibrant and clear image display.
• 90Hz refresh rate and 270Hz touch sampling rate offering smooth interactions.
• Full-HD+ (1080 x 2400) resolution and ~395 ppi pixel density for stunning visuals.
• 20:9 aspect ratio and a center punch-hole FullView display for a wider, uninterrupted viewing experience.
• Lightweight design with a 7.39mm thickness for ease of use.
• 16-megapixel selfie lens for clear and sharp selfies.
• Triple rear camera setup with a 108-megapixel main shooter, 8MP secondary camera, and 2MP depth sensor for versatile photography.
• Full HD+ 1080p@30fps video resolution with EIS support for stable and high-quality videos.
• 4500mAh non-removable battery with a 66W Huawei SuperCharge fast charging technology to keep you powered all day long.
• Histen audio for an immersive sound experience.
• Equippped with NFC, AppGallery, Orbit Light for the rear camera, face unlocking, and a side-mounted fingerprint scanner for enhanced convenience.

The Huawei Nova 10 SE is not just a phone; it’s a statement in technology that redefines what a smartphone can do. Experience the boundless possibilities it brings.

Xiaomi 12 Lite

The Xiaomi 12 Lite is a 5G mid-range smartphone that delivers unrivaled performance and top-notch technology. Outfitted with the fast Qualcomm Snapdragon 778G 5G processor and an array of other impressive specifications such as a high refresh rate AMOLED display, expanded storage space, and cutting-edge camera assembly, the Xiaomi 12 Lite serves as an epitome of Xiaomi’s commitment to quality and innovation.

Key Features:

• Qualcomm Snapdragon 778G 5G speedy processor with a maximum clock rate of 2.4GHz for seamless multitasking and quick app launches.
• 6GB/8GB LPDDR4X RAM paired with 128GB or 256GB UFS2.2 internal storage offering ample space for your files and applications.
• 6.55 inches AMOLED panel for vibrant, detailed, and rich colors.
• 120Hz AdaptiveSync refresh rate and 240Hz touch sampling rate providing smooth scrolling and app use.
• HDR10+, Dolby Vision, and ~402 ppi density for stunning visuals and realistic colors.
• Full HD+ resolution (1080 x 2400) with a 20:9 aspect ratio for complete immersive viewing.
• Punch-hole design (DotDisplay) front display protected with tough Corning Gorilla Glass 5.
• 32-megapixels f/2.45 selfie lens for capturing great self-portraits.
• Triple rear camera setup featuring a massive 108-megapixel main shooter with Samsung S5KHM2 sensor, and an 8MP ultrawide, combined with a 2MP depth sensor for professional-grade photography.
• Capable of recording up to 4K video resolution with gyro-EIS at the back and 1080p on the front.
• 4300mAh non-removable Li-Po battery with impressive 67W turbo charging support.
• Heat dissipation cooling system to sustain optimum performance.
• Other features include AdaptiveCharge, Dolby Atmos, Dual stereo speakers, Wi-Fi, 5G SA/NSA, and an in-display fingerprint scanner for enhanced security.

Packed with cutting-edge technology and loaded with premium features, the Xiaomi 12 Lite is a phone that is designed to impress. Experience the future of technology today.

How to Choose the Best Smartphone under 20k in the Philippines

Define Your Needs

Establishing your needs and requirements makes the selection process more manageable. Are you a gaming enthusiast requiring a powerful processor and a superior graphics card? Or are you a photography lover who places high importance on the phone’s camera quality? Perhaps you need a smartphone with a robust battery life to support your long working hours. Identifying your specific needs helps you shortlist the most suitable smartphones in your budget.

Consider the Brand

In the Philippines, various smartphone brands offer devices in the 20k price range. Brands like Xiaomi, Huawei, Vivo, OPPO, and Samsung have made significant inroads in the market due to their quality phones at affordable prices. Make sure you choose a reputable brand that promises quality, performance, and after-sales service.

Prioritize Key Features

Screen Size and Display

The screen size and the display quality matter depending on your usage. If you prefer watching videos or playing games, opt for a smartphone with a larger screen and better resolution. Many affordable smartphones nowadays offer full-HD displays for superior viewing experience.

Performance

The device’s performance will depend on the processor and the RAM. A smartphone with a powerful processor and sufficient RAM ensures smooth, lag-free experience, particularly important for gamers and heavy multitaskers.

Battery Life

Battery life is a critical feature to consider. A smartphone with a long-lasting battery is valuable for people who use their phones extensively throughout the day. Today, phones in the under 20k category come with powerful batteries, with some providing fast-charging options.

Camera Quality

Today’s smartphones boast impressive camera features. Even budget phones pack in multi-camera setups. If you love capturing moments, consider a phone with a high-resolution rear camera, good aperture, and nifty additional features like portrait mode, wide-angle lens, and more.

Storage Space

The internal storage determines how many apps, photos, and other files you can store on your device. Look for a device with ample internal storage, and if needed, provision for expandable storage.

Check User Reviews

User reviews provide an insight into a product’s performance beyond the company’s claims. Interacting with existing users or checking online reviews on e-commerce platforms and tech forums gives an unbiased perspective about the device’s performance.

Test the Device Personally

If possible, visit the store and get a hands-on experience of the shortlisted models. Test the display, camera, speed, sound quality, and get a feel of the design and build quality.

Choosing a budget-friendly smartphone doesn’t mean compromising on features or performance anymore. A budget of 20k offers a respectable range of smartphones in the Philippines, which includes most of the latest functionalities. Determine your specific needs, consider our handy selection guide, and rest assured, you’ll find a smartphone that not only fits your budget but also complements your lifestyle.